Pre-Retirees

Ivy League Financial Advisors is contacted by many prospective clients who are nearing retirement and want an assessment of whether they are on the right track financially. We have found that financial planning for retirement at this “pre-retiree” stage is ideal. With time to understand a client’s needs and implement effective strategies, we can significantly enhance a person’s or a family’s financial security and build a strong foundation for their retirement years.

An Ivy League Financial Advisors comprehensive financial plan and retirement plan will address a wide range of questions for pre-retirees. Some of the issues are the same as those for retirees, such as long-term spending and investment projections, insurance-needs assessments, and estate planning. But when we work with pre-retirees, we can also answer questions such as these:

  • When can I retire without worrying about running out of money?
  • When should I start taking Social Security? When should my spouse start taking it?
  • How aggressively should I invest for a retirement that is likely to be 30 years or more?
  • Do I need to work part-time in retirement?
  • Do I have enough financial security to start a business or a new career?

These questions—and many others—will be answered through our financial planning process. Our financial plan will lay out in detail how to maintain your desired retirement lifestyle. And Ivy League Financial Advisors will be with you at every step of the way as you reach retirement and adjust your needs and goals. Our relationship is for the long term.

Objective Advice

And remember that at every step of the way, our advice will be objective and in your best interests. We are fee-only advisors, which means that we do not accept commissions or any form of compensation for the advice that we provide.

For example, we do not sell annuities, nor do we benefit financially in any way for recommending that a client purchase an annuity. If an annuity makes sense for you, we will refer you to a low-cost provider with a top reputation. If it doesn’t make sense, we will explain why.

Connect with us today to find out how we can help you realize your retirement goals.