Frequently Asked Questions

You may have a few questions as to how we operate, what types of clients we tend to work with, how we are compensated, and our investment philosphy. We have attempted to answer the questions we receive most frequently below, but if there is something you still are unsure of, please give us a call at 301-258-1300.

To reveal the answer of each question below, please hover and click to expand.

 

  • Can you review my insurance and annuities?

    We work in conjunction with insurance experts to review each client’s insurance coverage to make sure that their risk is appropriated mitigated. One of our many services that distinguishes us from other advisors is that we have access to professions who can provide insurance products and annuities at a very low commission rate.

  • How often will I be sent account statements and performance reviews?

    As the custodian, TD Ameritrade Institutional provides monthly statement. In addition, your account information is available to you online 24 hours a day, 7 days per week. At Ivy League Financial Advisors, we provide performance statements on quarterly basis and give you access to our online system though Albridge Wealth Reporting to run performance reports on an on-demand basis.

  • What is your general investment philosophy?

    Our investment philosophy is based on developing an appropriate strategy for each client after we learn their goals and objectives. That being said, there are several investment principles that we use:

    • Developing a customized strategic plan—known as an Investment Policy Statement-- for the management of a client’s assets.
       
    • Incorporating time-tested principles of asset allocation and diversification.
       
    • Taking on no more risk than is necessary to meet a client’s goals.
       
    • Monitoring the client’s investment and adjusting them as necessary to continually meet the client’s goals.
       
    • Reducing, whenever possible, the taxes which client must pay on their investments.

  • I have many different types of accounts®taxable accounts 401(k)s, and IRAs. Can you put together a coordinated investment plan for all of these accounts?

    One of our many strengths is to be able to put together a coordinated investment plan across all of a client’s accounts. We use a “tops-down” approach to develop the overall asset allocation, then determine which particular investments are suited for which types of accounts. For example, tax-inefficient investments such as bonds are best suited for tax-deferred accounts, such as IRAs and 401(k)s. Then, we use Albridge Wealth Reporting to pull off of our clients’ accounts—TD Ameritrade Accounts, 401(k) accounts, annuities, etc. into one concise report so our clients know exactly what there investments are and how they fit together.

    Contact us for a free no obligation follow-up call and consultion.